Security First Financial
28631 S. Western Avenue Suite 103
Rancho Palos Verdes CA, 90275
NMLS #301552

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Please Contact Emery Lara for any Questions or Concerns.

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Hello and Welcome to the website of Emery Lara. For current Mortgage Rates please click the "Today's Rates" tab listed above. After reviewing our rates and if you would like to submit a "No Cost, No Obligation Loan Application" for review please click the "Apply Now" tab above. It's as easy as that. A list of documents needed for the starting of the Loan Processing is located in the "Online Forms" section above.

I know that each customer has specific needs, so I strive to meet those specific needs with a wide array of Mortgage products, rates and fees and best of all quality service and individual attention. I can offer Conventional, FHA, VA, Jumbo, NON-QM loan products.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or order your credit report. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

Recent Articles

Who Qualifies For A Reverse Mortgage?
A reverse mortgage is a loan for homeowners over 62 years of age who have substantial equity in their homes. With this loan, they can borrow against their equity and get access to cash to pay for any cost-of-living expenses they may have. Rates typically start at less than 3.5% per year, and the...
Discover Your Home Equity Options
One of the pluses of property ownership is the opportunity to build equity. If there's ever a time that you need a considerable amount of cash (such as for paying off debt or a home remodel), you'll have access to it by borrowing against your home equity. That's essentially the purpose of a...
What Does It Mean To Cosign On A Mortgage?
Have you been asked to cosign by someone looking to get a home loan approval? You may be wondering why they would ask or how this affects you. This article will help you to understand both of these points.  Why Were You Asked To Cosign?  These are the top reasons that home loan...
How Much Down Payment Do You Need To Buy A Home?
If you're considering buying a home, you might wonder how much is required as a down payment. Here is a quick run-down of the requirements of the down payment per loan type. Do You Need To Put 20% Down On A House? You'll often hear the down payment expressed as a percentage. For example, a 20%...

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