Security First Financial
28631 S. Western Avenue Suite 103
Rancho Palos Verdes CA, 90275
NMLS #301552

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Please Contact Emery Lara for any Questions or Concerns.

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Hello and Welcome to the website of Emery Lara. For current Mortgage Rates please click the "Today's Rates" tab listed above. After reviewing our rates and if you would like to submit a "No Cost, No Obligation Loan Application" for review please click the "Apply Now" tab above. It's as easy as that. A list of documents needed for the starting of the Loan Processing is located in the "Online Forms" section above.

I know that each customer has specific needs, so I strive to meet those specific needs with a wide array of Mortgage products, rates and fees and best of all quality service and individual attention. I can offer Conventional, FHA, VA, Jumbo, NON-QM loan products.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or order your credit report. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

Recent Articles

First-Time Home Buyers Must Avoid These Mistakes
There are many common mistakes first-time home buyers make. Some are minor, while others can end up being costly. Fortunately, several of these mistakes are avoidable. Please read and share this article with other first-time home buyers to help them spot these common errors before...
"How Long Does It Take To Purchase a Home?"
Everyone has a different path to homeownership. Items like the type of loan you get and deciding on a real estate agent affect your timeline. But generally speaking, it takes about 30 – 60 days from start to finish to buy a home. Let's take a closer look at the homebuying timeline so that...
"Is a Home Equity Loan Right For Me"
One of the most valuable benefits of owning a home is building equity. Whenever you need a considerable amount of cash, you can get it by borrowing against your equity with a home equity loan. How you use the funds is up to you. Some choose to remodel the kitchen. Others need it to pay off...
What Do Fannie Mae And Freddie Mac Actually Do?
Fannie Mae and Freddie Mac are government-backed mortgage companies (or government-sponsored enterprise), and their job is to give the mortgage market stability and affordability. But how exactly do they do that, and why does it matter to you as a homebuyer?  In this article,...

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