Security First Financial
28631 S. Western Avenue Suite 103
Rancho Palos Verdes CA, 90275
NMLS #301552

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Please Contact Emery Lara for any Questions or Concerns.

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Hello and Welcome to the website of Emery Lara of Security First Financial. 

I understand that each customer has specific Real Estate Lending requirements, so I strive to meet those specific needs with a wide array of Mortgage Products, Very Competitive Rates, Fees and best of all, quality service and individual attention. I offer the following Loan Programs, Conventional, FHA, VA, Jumbo and Alternative NON-QM loan products. Please review the above tabs, FAQ and Loan Process and then please proceed to the "Loan Quote" section to request your written Loan Quote. I will have a written quote back to you shortly with your Rate, All Fees along with the new Mortgage Payment so that you can review and compare with other lenders. I have over 30 Years of experience and hope that you choose me on your next Real Estate Financing request.

Recent Articles

Closing Costs: What Are They and How Much Will You Pay?
A down payment is not the only thing you need to have when closing on your loan. Closing costs are expenses you pay the lender for the various services they provide for the approval of your mortgage. Let’s dive into what closing costs are and how much you can expect to pay. What Are...
Is Buying a Foreclosure Smart for a First-Time Buyer?
If you are looking to buy a home but are worried that you can't afford monthly payments, why not consider a foreclosure as your first home? A foreclosed home is usually owned by a bank or lender and sold at prices way below its market value. Who knows, you may just hit the jackpot by purchasing...
"How Do I Get a Mortgage Loan If I'm Self-Employed"
We know that getting a mortgage as a self-employed individual can be more challenging than a W2 employee. This is not a reason, however, to let go of your dream to own a house. Follow our tips below for a smooth mortgage approval experience as a self-employed home shopper. What Lenders Are...
Can I Be Turned Down A Home Loan After Pre-Approval?
When it’s time to purchase a home, one of the first things you should do is get pre-approved for a home loan. In this highly competitive market, mortgage pre-approval is “the ace up your sleeve” because it emphasizes that you are serious about buying a home and have the...

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