Security First Financial
28631 S. Western Avenue Suite 103
Rancho Palos Verdes CA, 90275
NMLS #301552

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Please Contact Emery Lara for any Questions or Concerns.

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Hello and Welcome to the website of Emery Lara of Security First Financial. You may want to start your visit by reviewing our rates for your own specific rate qoute in the section listed above "Today's Rates". Your unique rate quote will appear along with numerours other loan programs giving you the option that best fits your financing needs. After reviewing our rates, you may search within the sections of FAQ and Loan Process for questions that you may have of the overall process. If you would like to submit a "No Cost, No Obligation Loan Application" for review please click the "Get Started" or "Apply Now" tab above. It's as easy as that. A list of documents needed for the starting of the Loan Processing is located in the "Online Forms" section above or at the end of the "Get Started" or "Apply Now" application process.
I know that each customer has specific needs, so I strive to meet those specific needs with a wide array of Mortgage products, rates and fees and best of all quality service and individual attention. I can offer Conventional, FHA, VA, Jumbo, NON-QM loan products.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or order your credit report. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

Recent Articles

How Does a Home Improvement Loan Work?
Home renovations can be expensive, and saving up for extensive improvements could take years. Fortunately, you can fast-track your goals with a home improvement loan.  Home improvement loans allow you to use the equity in your home to fund your home renovation.  Benefits of...
Which One Is Better? An FHA Or Conventional Loan?
Dreaming about your first home purchase but still be undecided on whether to choose an FHA loan or conventional loan? While both are popular choices for those looking for a low down payment, some differences may make one loan a better option than the other.  This article will give...
"How Much Money Do I Need to Buy My First Home?"
Buying a home is one of the most important decisions you can make. Plus, considering current low mortgage rates, homeownership has never been more appealing and affordable.  In this article, we’ll break down how much you need to purchase a new home before the year ends, plus...
Should I Buy a Move-In Ready Home or Fixer-Upper?
Owning a home is still a major part of the American dream. According to a recent survey done by The Harris Poll in 2020, a third of Americans who have never owned a home plan to do so in five years. If you’re a first-time homebuyer, one of the questions you may have is whether to purchase a...

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